Attention homeowners: Real estate appraisal services for in Pensacola and Escambia County
The top seven reasons why FL homeowners order from Fruitticher-Lowery Appraisal Group:
Do you own a home in or near Pensacola? Do you need help deciding the price of your real estate?
At Fruitticher-Lowery Appraisal Group, we understand the unique needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Fruitticher-Lowery Appraisal Group, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping consumers just like you dismiss unneeded PMI insurance.
Challenge property tax assessments
If you live in a local area that is declining or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal report from Fruitticher-Lowery Appraisal Group is your number one weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Fruitticher-Lowery Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.